Stop Searching Through 3,000 Stocks
三千檔股票，不用全部看完
We filter out 95% of the market so you can spend your time on the few businesses that actually compound.
我們幫你過濾掉 95% 的市場，你只需要花時間在那些真正能長期複利的公司上。
IF THIS SOUNDS FAMILIAR, YOU'RE NOT ALONE你是不是也這樣？
You know the names — Apple, Microsoft, Costco. But you still catch yourself wondering: "Is this stock actually a good price right now?" "How do I know if it's just hype or a real business?" "I've bought things before that I didn't really understand."
你知道 Apple、微軟、Costco 是好公司 但你還是會猶豫： 「現在這個價格，真的可以買嗎？」 「它到底是真材實料，還是只是話題很熱？」 「我以前買過一些我其實不太懂的東西。」
Moatrics gives you a repeatable process to answer those questions — before you put your money in.
護城河智策給你一套可重複的方法 在你把錢放進去之前，先把這些問題想清楚。
Stop Guessing the Right Price
不用再猜「多少錢算便宜」
Three valuation models, run side by side, keep you honest when a hot name is tempting you to reach.
三套估值模型同步跑，當一支熱門股讓你想追的時候，它幫你踩住煞車。
Stop Trusting Black Boxes
不跟你玩黑箱
Every number on the screen traces back to a public filing. No proprietary scores. No opacity.
畫面上的每一個數字，都來自公開財報。沒有 proprietary 評分、沒有不透明的演算法。
Capabilities核心能力
Built for the Patient Investor
為耐心的投資人而生
Seven lenses to surface businesses worth owning for a decade.
兩大核心功能。五個關鍵視角。一個工作空間。
Moat Intelligence
護城河洞察
Know whether a company's advantage is real and durable — scored for 10-year consistency, not one good quarter.
看清一家公司的優勢是否真實且持久 — 以十年一致性評分，而非單一好季度。
Triangulated Valuation
三角估值
Three independent models cross-check what a business is worth — so you anchor to a number, not a mood, and stop overpaying.
三個獨立模型交叉驗證一家企業值多少 — 讓你錨定在一個數字、而非當下情緒，不再買貴。
Quality Screener
品質篩選器
95% of stocks fail our test. You only see the ones that pass. Set your ROIC, debt, growth, and moat thresholds. We cut the market down to your shortlist in seconds.
95% 的股票過不了關。你只需要看剩下的 5%。 設定 ROIC、負債、成長率、護城河門檻。幾秒鐘，從全市場篩出你的候選清單。
Smart Watchlist
智慧觀察清單
Keep your best candidates in view and get a clear read as prices and fundamentals move.
把最看好的候選標的放在眼前，價格與基本面變動時一眼看懂。
Master Tracker
投資大師追蹤
See what respected long-term investors are actually buying and holding.
看見受敬重的長期投資人實際在買進、持有什麼。
AI Deep Analysis
AI 深度分析
A research report on any stock — in minutes. Business Model. Moat. Management. Margin of Safety. AI structures the deep-dive, then answers your follow-ups.
個股研究報告 — 幾分鐘就搞定。 商業模式 · 護城河 · 管理層 · 安全邊際。AI 幫你把研究結構化，還能繼續追問。
Personal Investment Notes
個人投資筆記
Write down why you bought, revisit your thesis later, and build real discipline over time.
寫下買進的理由，日後回頭檢視當初的論點，慢慢養成真正的紀律。
Workflow工作流程
From Thousands of Tickers to a Short List of Conviction
從上千檔股票 縮減為值得重押的少數標的
A repeatable three-step process you can run on any company.
一套可重複的三步流程，適用於任何一家公司。
Screen
篩選
Start with quality. Filter by ROIC, debt levels, growth, and moat strength.
從品質出發。以 ROIC、負債水平、成長性與護城河強度過濾。
Analyze
分析
Deep dive with our framework and independent valuation models.
運用框架與獨立估值模型深入研究。
Decide
決策
Wait for the margin of safety. Buy with conviction. Hold for the long term.
等待安全邊際出現，以信念買進，長期持有。
4 Questions Every Company Must Answer
每家公司都該回答的 4 個問題
Four questions we answer before any company earns a place in your portfolio.
在任何一檔股票進入你的投資組合前，先回答這四個問題。
10%+ ROICROIC
Is management turning capital into real, repeatable returns?
經營層是否把資本轉化為真實、可重複的報酬？
If they can't beat 10%, your money is better off in an index fund.
ROIC 不到 10% 的公司，你的錢不如直接買指數基金。
3yr Debt-to-Earnings負債/盈餘
Can the business pay off debt within 3 years?
企業能否在 3 年內還清負債?
If not, a downturn could turn debt into a crisis.
如果不能，景氣逆轉時，負債會變成危機。
10yr 10-Year Growth10 年成長
Have revenue, earnings, and cash flow grown steadily for ten years?
營收、獲利與現金流，是否已穩定成長十年？
Consistency matters more than one big quarter.
連續十年比一季爆發更重要。
50%+ Margin of Safety安全邊際
Three independent models, one disciplined verdict
三個獨立模型，一個有紀律的結論
Buy only when the market gives you a discount you can trust.
只有在市場給你夠大的折扣時才出手。
WHAT CHANGES WHEN YOU USE MOATRICS使用護城河智策，差別在哪？
3,000+ stocks, no idea where to start 三千多檔股票，不知道從哪裡開始
3 minutes → 20 quality candidates that pass the test 3 分鐘 → 20 檔符合品質標準的候選名單
Stare at a stock, not sure if it's a good buy 盯著一支股票，不確定現在到底能不能買
AI lays out the Business Model, Moat, Management & MoS AI 幫你整理出商業模式、護城河、管理層、安全邊際
Buy on gut feel, regret later 憑感覺買進，事後後悔
3 models cross-check fair value — you know your MoS before buy 三套模型同步估值，買進前就知道安全邊際
No system for tracking your picks 沒有系統追蹤自己的持股
Watchlist + Notes + Master Tracker — all in one place 觀察清單 + 筆記 + 大師持股追蹤 — 全部在同一個地方
BUILT BY AN INVESTOR, FOR INVESTORS關於護城河智策
Moatrics started the same way most good tools do — someone got tired of doing it by hand. Spreadsheets, browser tabs, sticky notes on the monitor. There had to be a better way to screen, value, and track quality businesses — all in one place. So we built it.
護城河智策的起點，跟大多數好工具一樣 — 有人受不了用手工做 Excel 了。 Excel 試算表、好幾個瀏覽器分頁、螢幕上貼滿便利貼。 篩選、估值、追蹤優質標的 一定有一個更好的方法，把這些放在同一個地方。 所以我們把它做出來了。
— The Moatrics Team— Moatrics 團隊 Pricing方案
Simple, Honest Pricing
簡單、坦誠的定價
Start free to learn the framework. Upgrade to Pro when research becomes part of your weekly routine.
免費開始，熟悉這套方法；當研究成為每週的固定節奏，再升級 Pro。
Free
免費版
$0$0 forever永久
The best place to start.
最好的起點，永久免費。
- Track up to 5 companies on your watchlist 追蹤最多 5 家公司於觀察清單
- All three core valuations: Cap Rate · Margin of Safety · Payback 三大核心估值：Cap Rate · 安全邊際 · 回本年數
- Follow the public master-investor tracker 追蹤公開的投資大師持股
- Educational resources to learn the framework 學習這套方法的教育資源
No credit card required. Access reviewed within 1-2 business days.
無需信用卡。申請後 1-2 個工作日內審核。
Pro
Pro 版
$29 $29 /mo/月
billed monthly
按月計費
Your personal investment research workstation.
你的個人投資研究工作站。
- Take a company from screen to decision in one sitting — AI gathers and structures the research for you 一次到位，把一家公司從篩選帶到決策 — AI 幫你蒐集並整理研究
- Master-investor perspectives on the exact stocks you're studying 你正在研究的個股，附上投資大師視角
- Unlimited watchlist — track every name you're following 無上限觀察清單 — 追蹤所有你在看的標的
- Full screener, advanced valuations & deeper analytics 完整篩選器、進階估值與更深入的分析
- Investment notes to capture why you bought and what you expected 投資筆記，記下你買進的理由與當初的預期
- Build a decision record you can revisit — and priority support when you need it 建立可回顧的決策紀錄 — 需要時還有優先客服支援
Which plan fits you?
哪個方案適合你？
Free is for you if…適合選免費版的你
you're learning the framework and looking at a company now and then.
正在熟悉這套方法，偶爾研究一兩家公司。
Pro is for you if…適合選 Pro 的你
you research companies most weeks and want to spend less time gathering data and more time deciding.
幾乎每週都在研究股票，想少花時間整理資料、多花時間做決策。
Most members start on Free to learn the method, then move to Pro once they're researching regularly. No rush — upgrade only when the time it saves is worth it.
多數會員都先用免費版熟悉方法，等開始固定研究後，再自然升級到 Pro。不必急 — 當它替你省下的時間值得時，再升級就好。
FAQ常見問題
Common Questions
你可能想知道的事
If something isn't covered here, email us at service@moatrics.com.
若以下未涵蓋你的問題，歡迎寄信至 service@moatrics.com
What is Moatrics?Moatrics 是什麼?
A research platform that helps value investors find quality companies, estimate fair value with three models, and act only when there's a margin of safety.
一個研究平台，幫價值投資人找出優質公司、用三套模型估算合理價值，只在有安全邊際時才出手。
Who is Moatrics for?Moatrics 適合什麼樣的人?
Patient investors who want to own a focused portfolio of wonderful companies bought at sensible prices. If you're looking for day-trading signals or short-term predictions, Moatrics is not for you.
適合想以合理價格買進並長期持有優質企業、組成集中持股的耐心投資人。如果你在找當沖訊號或短期預測，Moatrics 並不適合你。
What's the difference between Free and Pro?免費版和 Pro 有什麼差別？
Free covers the core method on a handful of companies — three valuations, a 5-stock watchlist, the public master tracker, and learning resources. Pro adds AI deep analysis and Q&A, the full screener, advanced valuations, an unlimited watchlist, and investment notes. Start on Free; upgrade when you're researching regularly.
免費版在少數幾家公司上涵蓋核心方法 — 三種估值、5 檔觀察清單、公開的大師持股追蹤，以及學習資源。Pro 再加上 AI 深度分析與 Q&A、完整篩選器、進階估值、無上限觀察清單與投資筆記。先用免費版，等你開始固定研究再升級。
Where does your data come from?你們的資料從哪裡來?
Financials come from established market-data providers and public filings. Every score and valuation traces back to numbers you can check yourself.
財務數據來自成熟的市場數據供應商與公開財報。每個評分與估值，都回得到你能自行查證的數字。
Is Moatrics investment advice?Moatrics 是投資建議嗎?
No. Moatrics is an educational research tool — every screen, score, and valuation is there to help you think more clearly. We're not a registered investment advisor, and every decision is yours alone.
不是。Moatrics 是教育性的研究工具 — 每個篩選、評分、估值，都是為了協助你思考。我們不是註冊投資顧問，所有投資決策仍由你自己負責。
Are there any limits on the AI features?AI 功能有使用上限嗎?
Pro includes a generous daily allowance for AI analysis and follow-up questions — enough to research several companies a day. It's there to speed up your thinking, not to replace it.
Pro 提供充裕的每日 AI 分析與追問額度 — 足以一天研究數家公司。它是用來加速你的思考，而不是取代它。
Why is access invite-only?為什麼採邀請制?
We're onboarding in small batches so we can review each request and keep the experience solid. Most requests are reviewed within 1–2 business days.
我們以小批次開放，好讓每份申請都被審閱、把體驗維持在穩定的水準。多數申請會在 1–2 個工作天內審核。
Can I cancel anytime?可以隨時取消嗎?
Yes. Pro is month-to-month or annual — you can cancel from your settings at any time and keep access until the end of the billing period.
可以。Pro 方案採月付或年付制 — 你可以隨時在帳號設定中取消，並保有到計費期結束的存取權。