Terms of Service
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These Terms of Service ("Terms") govern your access to and use of Moatrics ("the Service"), an educational research platform operated by Moatrics. By creating an account or otherwise using the Service, you agree to be bound by these Terms.
1. Eligibility
You must be at least 18 years old and able to form a legally binding contract to use the Service. You must not be located in, or a resident of, any country subject to comprehensive sanctions. Anyone meeting these conditions may register; access may be revoked at our discretion if these Terms are breached.
2. Account & Registration
You create your own account and choose your own password. You are responsible for safeguarding your login credentials and for any activity that occurs under your account. One account per person; credentials are not to be shared or transferred. Notify us immediately of any unauthorized access.
3. Acceptable Use
You agree not to (a) scrape, mirror, or redistribute Service data; (b) use the Service to provide regulated investment advice to others; (c) attempt to reverse-engineer, disable, or interfere with the Service; or (d) use the Service for any unlawful purpose.
4. Subscriptions & Cancellation
Paid tiers are billed in advance on a monthly or annual basis. You may cancel at any time and your access will continue until the end of the current billing period. Fees already paid are non-refundable except where required by law.
5. Intellectual Property
All content, software, branding, and visual design produced by Moatrics remain our property. You receive a limited, non-exclusive, non-transferable license to use the Service for your personal research purposes only.
6. Disclaimers & Limitation of Liability
The Service is provided "as is" without warranties of any kind. Moatrics is an educational research platform and is not a registered investment advisor. To the maximum extent permitted by law, our aggregate liability arising out of or relating to the Service is limited to the fees you paid in the 12 months preceding the claim.
7. Changes to These Terms
We may update these Terms from time to time. Material changes will be communicated via email or in-app notice. Continued use of the Service after changes take effect constitutes acceptance of the new Terms.
8. Contact
If you have questions about these Terms, please reach out at the address below.